While crypto markets continue their rollercoaster ride, Ripple CEO Brad Garlinghouse just dropped a bombshell prediction that has XRP holders buzzing. In a recent statement, Garlinghouse confidently declared multiple XRP ETFs will launch in the second half of 2025. Not exactly breaking news to insiders, but the timeline is new.

The market reacted instantly. XRP jumped 14% following his comments. Polymarket odds for a 2025 approval surged to 86%. Investors love nothing more than validation from the top.

Currently, ten XRP ETF applications are pending SEC approval. Franklin Templeton—yeah, that massive asset manager—is among those waiting in line. BlackRock has adopted a measured and calculated approach to crypto investments, likely waiting for the SEC lawsuit resolution before filing. These applications cover spot, leveraged, and inverse strategies. Talk about covering all the bases.

But wait, there’s more. Garlinghouse didn’t stop at ETFs. He suggested XRP will be included in the U.S. government’s crypto stockpile. Seriously. The feds are planning to incorporate seized digital assets, including XRP, into their holdings. An executive order has been signed for a full accounting of these assets. The government hoarding crypto? Times have changed.

The regulatory environment has shifted dramatically. The current administration has improved relations with Ripple following the company’s partial victory in its SEC case. That legal win boosted market confidence and enhanced XRP’s position. Unlike the volatile cryptocurrency market, XRP aims to function similar to fiat-backed stablecoins by maintaining consistent value for cross-border transfers. The SEC is even expected to drop its appeal. About time.

ETF approval would transform XRP’s market legitimacy overnight. The final penalty of $125 million was substantially lower than the SEC’s initial $2 billion demand, signaling a decisive victory for Ripple. Institutional investors who’ve been sitting on the sidelines? They’ll finally have their regulated on-ramp. No more excuses.

Ripple Labs isn’t slowing down either. The company is considering an IPO and expanding XRP use cases in cross-border payments. Their focus remains on global partnerships and network growth.

The XRP ecosystem has weathered storms few cryptos could survive. Now, with ETFs on the horizon and potential government validation, the future looks surprisingly bright. Funny how quickly things can change in crypto.